top of page
  • Writer's pictureOriginal Professional Hustler

Hustling 100,000 in Twenty-Four Hours. What Does It Look Like?

Updated: Apr 2, 2023

Click Bait or Hook Bait? Is the title real or fake? There’s nothing fake about real life.

Source: Self Designed Image By Author. All Rights Reserved. Unauthorized use or distribution prohibited.


LIVING REAL LIFE


It’s not easy. You wake up with issues. Problems surround you. You’re out of money. You need to close something. You’re searching for money which evades your bank account. You cannot change your mood. You are not able to communicate distress. Levelheaded is best but your spouse knows. Something is wrong. Where do you go? Who do you call? Is there no one to help.


There is.


You.


This isn’t a self-help article. I am not here to give you the religion of positive thinking. Many promote that religion.


I choose not to subscribe to delusion. It is not helpful. Reality is you do not have money. Most likely you ran out. You are desperate to have it. You need it. You feel you will kill for it.


The answer?


YOU DON’T NEED TO CAPITAL RAISE


Many think they need to get an investor. When a company is out of money the typical strategy is to raise money. A company on life support needs monetary blood. Often the donor comes in the form of 1) Scoundrel, 2) Future Victim or 3) Institutional Sponsor.


Many experience the Scoundrel.


WHO IS THE SCOUNDREL?


The Scoundrel is your typical professional investor. They are people who do not file SEC complaints when they lose money. They do not go on blog posts to call you a scam. They are not people to claim victim.


They accept with every dollar invested there is a reality it will be lost.


They are big boys and big girls.


In this fact we find their perspective truth. They are big boys and girls. This typically translates to big assets, big bank accounts and big businesses.


You may be sued by them, but it is always civil. Lawsuits are used to wrestle control, push you out or transfer control.


A Scoundrel is concerned about succeeding. Success is a goal post to obtain. Scoundrels do not involve themselves in matters they do not understand. If you work with a Scoundrel, you find yourself pitted up against a person who intends to take over.


I typically recommend you avoid Scoundrels.


THE UNKNOWING FUTURE VICTIM


Ahh…the category favorite of those in desperation. These are good people. People who you personally know. They are friends, family, and coworkers. All of them have values, ethics, and morals.


What they don’t have is any experience outside being employed.


When you take money from these people there is only one outcome. 100% success exactly as you said it would happen. Anything else is failure.


We all know life is uncontrollable. We agree there are circumstances beyond control. We understand no one does everything.


These facts are lost when you take a non-sophisticated person’s money. I do not recommend doing anything with a person who has no experience investing. As painful as it may be to pass someone willing to help, I encourage you to disregard them.


When things do not happen the way they should (as nothing ever does)…you end up with complaint, a blog post or a frivolous lawsuit filed.


YOUR CHARITABLE SAVIOR AN INSTITUTION


There is one person who exists to save you. They have defined rules. They go by credit scores and established criteria. When you lack money, you don’t go to people. You go to institutions.


You cannot rip an institution off. An institution will not file a frivolous lawsuit. An institution will not allege fraud if you gave them truthful documents.


You will get no regulator compliant from an institution. Institutions are harder to qualify for but easier to convince.


HOW YOUR CHARITY DONATES TO YOU


Each institution has underwriting. Underwriting makes a specific requirement. Each one offers Flash Cash Programs (Up to 25k). They also offer microloan programs which go to about 50k. All banks have Small Business Administration (SBA) sponsored programs.


These programs are good up to 250k if you have no intention to acquire real estate, or something tangible.


They look at your credit mainly. There is raw score (above 700 is best), length of history (10 years is preferred), assets (anything you own), pattern of spending (on your credit score), types of trade lines you have (credit cards, installment loans, mortgage, et cet), length of business (2 years is the magic number) and average daily balances in your bank account (try to stay above 10k).


Of course, tax returns are a must. You need 2 years tax returns. The goal is to simply be profitable 2 out of 3 years. The amount of profit is not significant. You must be profitable (even a dollar).


WHEN YOU LACK YOU OFFER


First let’s be clear. You must have a trade skill. You must do something valuable. If you lack financially, it’s not the end of the world. Every business must offer something of value.


You can be the service or product. What you need is a partner. Someone who owns and shares control in your enterprise. Investors are passive people who don’t have any control.


A person financially strong cannot get a loan from an institution if they have no business to carry on. Obtain a partner who meets the financial metrics but lacks the professional credentials.


In my case I am a certified Master Project Manager (MPM), eligible to conduct project management in every industry from biotechnology to construction. I am valuable and viable.


HOW YOU AVOID THE INVESTOR TRAP


The SEC uses a prong test. As a former license holder, I had to learn it. This prong test means a person must 1) Exchange Money to a 3rd Party 2) Anticipate Future Profit and 3) Be Completely Third Party Managed (i.e. have no control).


Someone managing finances, owning a company, carrying an official officer position and jointly controlling their money means they are not in a security setting. I recommend them signing on the bank account. They never stop controlling their money. There is no transfer of monies. Sign your money partners onto the bank account always. If it is all their money make them the only signature.


You can have a separate joint account with a nominal balance. You are trying to qualify for a bank loan. You do not need to spend their money.


PRODUCING A 100K APPROVAL OVERNIGHT


If they are signing documents along with you, they are not your investor. They are guaranteeing everything with you. A banker is explaining to them the terms of money. You are not explaining the loan. Everyone is pulling their resources together for a tangible business. You both are soliciting money from an institution not a person.


Institutions are financially regulated bodies who are beyond sophistication.


On the loan you will include a line item for your annual salary. The institution will approve it. All you need to do is W2 yourself. Many don’t realize as a business owner you can literally employ yourself.


I produced 110k in 24 hours thinking about how to revive my project management business. I then proceeded to transfer ownership to qualified people. After building the right profile the business was approved. I’m still employed at my former firm. I have a lot of bonuses built in as well. There’s no such thing as a free lunch. Who said transferring my ownership was free?


I hope this article helped you. You now have a tool for navigating 100k. Cost? A few minutes of reading.


To Your Knowledge Success!


*

Sources:

1) The life of Christopher Knight Lopez a Professional Hustler turned International Best Seller and Published Author of “I Made It Then I Didn’t”.

2) GlassDoor Website Search. “Project Manager Salaries”. Searched 10 January 2023. Web Link.

3) GAFM Global Academy of Finance & Management (American Academy of Project Management). Master Project Manager (MPM®) Certification. Issued 2015.


Enjoy the read? Reward the writer. TIP YOUR WRITER!


Click The Money Icon Above To Tip The Writer


Your tip will go to Christopher Lopez through a third-party platform of their choice, letting them know you appreciate their story.

**

Sign Up Today! Gain unlimited access to all my articles and thousands of premium quality articles today.


***

Not a form of investment advice. Please consult a professional registered to give you advice about your individual circumstance. This article is for educational purposes and entertainment purposes only. Please do not email the author about advice on investing or strategies on making investments.

About Christopher: Christopher Knight Lopez is a Professional Hustler turned International Best Seller and Published Author of “I Made It Then I Didn’t”. Christopher has opened over 7 businesses in his 15-year career. Christopher’s purpose is to take advantage of various market-driven opportunities. Christopher is a certified Master Project Manager (MPM), and Accredited Financial Analyst (AFA). Christopher previously held his Series 65 securities license examination and was a Master Financial Planner (MFP). Christopher also held his General Lines — Life, Accident, Health & HMO. Christopher has managed a combined 286mm USD in reported Assets Under Management & Assets Under Advisement. Christopher has work experience in 33 countries, raised over 50mm USD for various businesses, and grossed over 13.0mm in his personal career. Christopher worked in the highly technical industries of: biotechnology, finance, securities, manufacturing, real estate, and residential mortgages. Christopher is a United States Air Force Veteran. Christopher has a passion for family, competitive sports, fishing, martial arts and advocacy for entrepreneurs. Christopher provides self-help classes for up-and-coming entrepreneurs. Christopher’s passion to mentor comes from belief that entrepreneurs need guidance. The world is full of conflicting information about entrepreneur identity. See more atwww.christopherklopez.com.

13 views0 comments

Recent Posts

See All

Kommentare


bottom of page